PAPERS

Top Papers

Does Social Capital Positively Influence Loan Performance Even During a Crisis?

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23 September 20212 min

Do Social Movements Evoke Sympathetic Response? Evidence from Online Food Orders in Black-owned Restaurants after George Floyd's Death

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13 March 20134 min

Intergenerational Bankruptcy Risks: Learning from Parents’ Mistakes

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19 September 20223 min

Consumption Response to a Natural Disaster: Evidence of Price and Income Shocks from Chennai Flood

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10 March 20212 min

Intergenerational Bankruptcy Risks: Learning from Parents’ Mistakes

This study investigates the effects of parental bankruptcy on children’s financial behavior in adulthood.

Added September 19, 2022

Does Social Capital Positively Influence Loan Performance Even During a Crisis?

Theory suggests that the relative performance of group loans over individual loans should deteriorate during a crisis

Added September 23, 2021

Consumption Response to a Natural Disaster: Evidence of Price and Income Shocks from Chennai Flood

We utilize monthly individual-level financial data and item-level supermarket sales data to study how consumption responds to one of the costliest natural disasters in India.

Added March 10, 2021

The Role of Agents in Fraudulent Activities: Evidence from the Housing Market in China

This paper examines the role that agents play in fraudulent activities in the housing market in China.

Added September 24, 2020

Tobin Tax Policy, Housing Speculation, and Property Market Dynamics

This study examines the effectiveness of this Tobin property tax in curbing speculation and cooling down the market.

Added September 10, 2020

The impact of fertility relaxation on gender wage gap

In this paper, we study the immediate impact of fertility relaxation on the gender wage gap.

Added January 10, 2020

Financial Access Under the Microscope

We examine the impact of a large-scale microcredit expansion program on financial access and the transition of previously unbanked borrowers to commercial banks.

Added November 15, 2018

Saving Tax Incentives and Consumption: Evidence from a Policy Experiment

Using high-frequency administrative transaction data, we study the consumption response to a fiscal policy in India that resulted in an increase in tax incentives for voluntary private savings.

Added August 17, 2017

Consumption and Saving Response to a Tax-Subsidized Saving Policy: Evidence from India

We study the consumption response to a fiscal policy in India that resulted in an increase in tax incentives for voluntary private savings.

Added August 17, 2017

Dissecting the Information Value of Sovereign Credit Rating Reports

We dissect the information content of sovereign credit rating reports issued by Moody’s in 62 countries for the period 2003–2013.

Added November 18, 2014

Do Social Movements Evoke Sympathetic Response? Evidence from Online Food Orders in Black-owned Restaurants after George Floyd's Death

We utilize the rise of Black Lives Matter (BLM) and the sentiment of racial sympathy to provide quantitative analyses on the interplay between the social movement and citizens’ sympathetic actions in supporting Black lives

Added March 13, 2013

Did the Community Reinvestment Act lead to risky lending?

We use exogenous variation in banks’ incentives to conform to the standards of the Community Reinvestment Act (CRA) around regulatory exam dates to trace out the effect of the CRA on lending activity.

Added November 8, 2012

Predatory Lending and Hidden Risks

We measure the effect of an anti-predatory pilot program (Chicago, 2006) on mortgage default rates to test whether predatory lending was a key element in fueling the subprime crisis.

Added May 10, 2012

Information and Authority

In this paper, we study how the allocation of authority affects the production, transmission, and strategic use of subjective intelligence relying on exhaustive data on credit decisions.

Added March 6, 2010